If a storm took down part of your fence, take photos of the damage and of what caused it, then call your insurer and a fence company before you clear anything away. Around Charlotte the usual causes are summer thunderstorm gusts, the wind and soaking rain left over from a tropical storm, and limbs brought down by ice.
Half my fence blew down. Who can fix it fast and what will it cost?
Call or text us a photo with the rough length. A run that blew down with broken posts is a major repair, $900 to $2,500 in the national 2026 figures. After a widespread storm every fence company in the area is busy, so the sooner you call, the sooner you get a date.
My dogs are in the yard and the fence is open to the road. What can be done right away?
The gap can be closed for now. We brace what is still standing and put a temporary panel across the opening until the full repair. Mention that dogs are in the yard, or that there is a pool, when you call. Those jobs go to the front.
Is there an extra charge for emergency or weekend fence repair?
It varies by company, so ask when you call. Some charge extra for work outside normal hours and some do not offer it. A quick temporary closure now, with the proper repair on a weekday, is usually the cheaper route.
Does homeowners insurance cover a fence knocked down by a storm or a tree?
Sometimes. Policies often treat a fence as an other structure on the property. Whether a claim is paid depends on the cause, your deductible and the policy wording, and a small repair may not reach the deductible. Your agent or insurer is the one to ask. We give you a written estimate to send them.
My neighbor's tree fell on my fence. Whose insurance pays?
In many cases your own policy covers your own fence, even when the tree stood next door. It can be different if the tree was plainly dead or dangerous and the owner had been told. Your insurer will explain how they handle it.
The insurer offered much less than the repair quote because the fence is old. Now what?
Ask for the calculation in writing. Some policies pay the depreciated value of an old fence instead of the cost of a new one. Reply with an itemized estimate. If the gap remains, fixing only the sections that were damaged is often the practical choice.
The storm knocked the fence down and my neighbor says it is mine. Who pays?
First find out whose fence it is. A fence that stands entirely on one lot generally belongs to that owner. If it sits on the line, the two of you need to agree on how to share the repair. A licensed land surveyor can show where the line is. We do not make that call. See our page on shared fences for more.
Call (980) 291-4187 or text us photos of the damage.